ditech's $395 Flat Fee
Looking to refinance your existing home and reduce your out-of-pocket costs? Well, at ditech we've reduced these lender closing costs to just $395. The lender fees cover:
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Escrow fees
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Appraisal fee
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Notary fees
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Processing
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Lender title insurance
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Mortgage recording fees
These are the fees not covered in the $395 Flat Fee:
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Prepaid interest - This amount represents interest paid to the lender for the number of days remaining in the month you close (This amount will change based on the final date of closing).
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Intangible, mortgage, property and transfer taxes - (determined by the local county, city or state taxing authority, where applicable)
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Private mortgage insurance premiums (if applicable)
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Homeowner/Hazard insurance on your home (homeowner's insurance on your new property).
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Monies required fund any escrow or impound accounts.
The $395 ditech Flat Fee® - No Points! No Broker Fees! No other lender closing costs - period!
Why pay more?
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Disclosures
Rate is for advertised loan. Fees & charges apply. Subject to underwriting approval. Not all applicants will be approved. Minimum credit score of 731 required to be eligible for advertised rate. Full documentation & property insurance required. Loans secured by liens against your property. Consolidating debts may increase the time and /or the total amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Your rate and term may vary. Lock in fee required to secure rate. Recent rate but subject to change without notice. Rate available on loan amounts from $250,001 to (A) $417,000 (contiguous US) and (B) $625,500 (AK and HI) on owner-occupied single-family residential properties. Call for details.